Looking forward to getting away this summer? Need to book for early bird savings - take a First Choice loan of up to £2000
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Season ticket due for renewal?
Take a First Choice 12 month loan to spread the cost
Photo by Viena Reyes Unsplash
Need a change of car? Broken down again?
Take a First Choice loan of up to £7500
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Washing machine broken? Tumble dryer on it's last legs? Need to replace the fridge? Take a First Choice loan of up to £500
Photo on Wix
Finish off your project - add the finishes touches with a First Choice loan of up to £1000
Photo by Rosalyn Tirado on UnSplash
Your Loan
How do I get a loan from First Choice Credit Union?
Any member aged 18 and over can apply for a loan.
Apply Online via your Caroma App - see Member Login at the top of the page
Or use the button to access the hard copy form.
We will need to review the past three months bank/building society statements for any accounts held in your name.
The maximum loan amount you can apply for is £7,500 above your share level and all loans are granted on your proven ability to afford the repayments.
Applications will be reviewed and credit checks performed as necessary.
Save as you borrow
With our Loans members are expected to save alongside each loan repayment. These are classed as secured shares and can only be accessed once you’ve fully repaid your loan or if your loan balance is lower than your savings you will be able to take out the difference.
You can also open additional savings accounts to save for holidays, Christmas or special occasions, etc, these savings accounts can be accessed at any time. (Subject to your loan not being in default).
This means that you would have a savings pot for those unexpected bills or for those nice treats in the future.
Non member? Please complete the form below and one of the team will contact you
Non Member? Want to hear more?
Complete your details below and one of the team will be in touch